Is the Pet Rewards Platinum Visa Worth It?

The Rewards Platinum Visa is worth checking into if you like credit cards that also give you reward points. The PetRewards Platinum Plus Visa card is for pet lovers who want a credit card with a rewards program that allows them to earn points towards towards veterinary services, pet food discount certificates, and shelter donations. The Bank of America issues it. It sounds like a great card but there are some points about it that you should be aware of you.

The Pet Rewards Platinum Visa is one of those cards that gives you a 0% introductory APR on purchases and six months cash advance checks for your first 6 billing cycles. However this does not apply to cash balances at any time that you do own the card. Another thing to realize here is that the ,real, interest rate that kicks in after six months is 18.24%. That is also the rate for any cash advances. If you miss a payment on any bill that you own you can also be charged 18.25% rate at the discretion of the credit card company before the six-month 0% trial rate is up.

However this card does have quite a generous credit line of $25,000 if you qualify for it. You can also get insurance, including extended car rental and warranty coverage on services and purchases for up to a year.

The best thing about it is the rewards program for veterinary services and pet products is generous and you can put your pet’s picture on your credit card! You learn two points for every dollar spent at participating veterinary clinics, pet food retailers, farm and feed stores, and one point for all other purchases.

The worst thing about it is that you need a high credit rating to get accepted for a PetRewards Platinum Plus VISA. Otherwise you may not be offered the card at the good introductory rate.

There are some perks that come with the card, especially if you are the sentimental type are reminded of your pet every time you pay. You customize your the PetRewards Platinum Plus Visa card by putting your pet’s picture on your credit card. Otherwise you can choose from several pet-related card designs.
You can put your points toward charitable pet related causes. Aside from earning points towards pet products and pet related services you can also put your points towards shelter donations. You can start redeeming points fast. You can start redeeming products and services for as low as 750 points

PetRewards Platinum Plus VISA comes with the Bank of America’s Purchase Replacement program. This feature provides for repair or replacement for covered purchases that are stolen, damaged or lost at a known location, within 90 days of the date of purchase.

The lack of an annual fee is attractive as is the generous amount of miles offered by the PetRewards Platinum Plus VISA card. The points are quickly earned and are good for both donating money and getting big discounts on pet-related services and goods. The introductory rate expires is quite high so it is not a good card to carry a balance on month to month.

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Kitten Stages of Growth

Kittens go through specific stages of growth when they are born. As so many of them are found each year I thought it important to outline what those stages are as the growth stages of every different breed of cat   (except when it comes to eye color) is the same.

On average a newborn kitten weighs about three ounces. Each day it gains about a half an ounce muscle, bone and other tissues to do with the development of organs and body systems. Like human babies, kittens are born with blue eyes that change color. However unlike human babies they are born with their eyes closed. The kittens eyes open around 7th to 14th day of the month. Don’t be distressed if one of the cat’s eye’s opens before another. One eye can be open for as long as a week before another.

Usually both of the kitten’s eyes are fully wide opening by the time the cat is two weeks old. It is normal for the kitten’s ears to look odd as soon as it is born.

The ears might look as if they are pinned flat against the cat’s had. In the second or third week, the kitten’s outer ears perk up and adopt the pert triangular shape.

 By the third week, the kitten starts to crawl. He or she should be walking and running around by the fourth or fifth week. At this stage, the mother cat usually teaches her kittens how to use the litter box. The cat will also be very naturally curious and clown like.

 By the sixth week, a kitten’s retractable claws are in good working order. They are born with the claws extended. A six-week-old kitten will already have keen sense of smell and sight. At this time, the kitten will display an ability to groom itself and no longer need the mother to keep him or her clean. The sixth week is also the week when the kitten’s baby teeth grow in. This is a clear cue that the kitten is ready to eat solid food.

At 8 weeks of age, kittens will start to lose the natural immunities they have received from suckling their mother’s milk. This is the best time to begin vaccinating them, and will allow their own immune systems to mount a proper response to the vaccinations.

At around 10 to 12 weeks of age, kitten’s blue eyes begin to turn to the color they are meant to be , usually yellow or amber. However, eye color can vary tremendously from breed to breed. In some breeds full eye color pigmentation may not be achieved until the cat is a one or two years old. At four months of age, the kitten loses baby teeth and may begin teething. For the next eight months the teeth will grow in.

The kitten can officially be called an adolescent from the age of 6 months to 1 year, and by the eighth month, this teenager will develop sexual behaviors such as calling, mounting and possibly. This is why it is very important that to have your female spayed or your male neutered at around four months.

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